Finding balance in a chaotic world

Archive for October 6th, 2008

Budget Crisis – Adverted!

In September, expenses piled up a lot. When we sat down to do the budget in August, we knew that some out of the ordinary expenses needed to be accounted for. In a nutshell, my kidney stone and Hope’s broken arm both had associated bills due. August is the hot month in Oklahoma so our electricity bill soared thanks to the air conditioning. Finally, some other needed but still price expenses reared their ugly head. Ultimately, our outgo exceeded our income by about $300. Now the great news about this is that thanks to the budget we knew all about this at the beginning of the month. Similarly, sticking to the budget meant that we saved money in previous months for just such an occasion. So we rode out September without much of an issue. Then we sat down and did October’s budget. It too was $300 over. How could this be? Read more »